Esmael Adibi

The employment numbers are pretty decent. But the concern I have is that two of the sectors showing the most read more

The employment numbers are pretty decent. But the concern I have is that two of the sectors showing the most strength construction and financial activities are very interest-rate sensitive.

Real estate is a big concern, and we're going to have to watch it carefully.

Real estate is a big concern, and we're going to have to watch it carefully.

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see read more

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see any major break in any of these. I wouldn't be surprised to see still 3.5 percent to 4 percent CPI for us for this year.

Right now, as long as the prices are steady and people have their jobs, I think they will do what read more

Right now, as long as the prices are steady and people have their jobs, I think they will do what is needed to make their payments and avoid the foreclosure process.

If it stays at this level for about six months or so, you will see the prices of other products read more

If it stays at this level for about six months or so, you will see the prices of other products and services increase.