Esmael Adibi

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see read more

The major components of inflation for us are energy costs and housing costs and medical costs, and I don't see any major break in any of these. I wouldn't be surprised to see still 3.5 percent to 4 percent CPI for us for this year.

Right now, as long as the prices are steady and people have their jobs, I think they will do what read more

Right now, as long as the prices are steady and people have their jobs, I think they will do what is needed to make their payments and avoid the foreclosure process.

Real estate is a big concern, and we're going to have to watch it carefully.

Real estate is a big concern, and we're going to have to watch it carefully.

I wouldn't be surprised, once the benchmark number comes in, that we're going to be much closer to 2 percent read more

I wouldn't be surprised, once the benchmark number comes in, that we're going to be much closer to 2 percent than the current growth of 1.3 percent.

We already know the number of permits drawn by builders has decreased and is going to continue to decline because read more

We already know the number of permits drawn by builders has decreased and is going to continue to decline because of the cool-down in the housing market. We won't need as many construction workers.