The biggest thing here is what inventories are looking like and what demand is looking like for the first quarter.

The biggest thing here is what inventories are looking like and what demand is looking like for the first quarter.

We allow our clients to manage their loan within the portal. That's something that most places don't want to be read more

We allow our clients to manage their loan within the portal. That's something that most places don't want to be bothered with. We feel giving that control to the consumer is a matter of customer service. When you look at how many people have chosen our service over the years, there is no doubt that they agree with us.

With terrestrial exotics, we said, 'Oops,' years later, and now we're spending a lot of money fighting them, ... In read more

With terrestrial exotics, we said, 'Oops,' years later, and now we're spending a lot of money fighting them, ... In Florida, we're not there yet with invasive fish. Will they have negative impacts? We don't know yet, but it makes sense to find out. Once you're invaded, you can't get them out, but with understanding, we might be able to control them.

The safety net is tight and strong.

The safety net is tight and strong.

They're very genuine, very humble. They really appreciate it.

They're very genuine, very humble. They really appreciate it.

The industry keeps saying that this is a West Coast phenomenon, ... I don't think we know it's just the read more

The industry keeps saying that this is a West Coast phenomenon, ... I don't think we know it's just the West Coast. I think this industry has some rocky roads ahead.

I'm sure there's going to be resistance, but it's probably time we headed in that direction.

I'm sure there's going to be resistance, but it's probably time we headed in that direction.

This cost reduction initiative is absolutely critical to our reorganization, ... We had no alternative but to take this action. read more

This cost reduction initiative is absolutely critical to our reorganization, ... We had no alternative but to take this action. The company continues to take the steps necessary to return to financial health and regain the confidence of its many stakeholders.

I like smart, funny, self-deprecating men.

I like smart, funny, self-deprecating men.