We don't anticipate any workforce impact.

We don't anticipate any workforce impact.

He got there late and I briefed him. I'm not sure he didn't follow my lead out there.

He got there late and I briefed him. I'm not sure he didn't follow my lead out there.

Sometimes it's useful to know how large your zero is.

Sometimes it's useful to know how large your zero is.

There's no substitute for playing the game. You can do all the drills you want . . . you have read more

There's no substitute for playing the game. You can do all the drills you want . . . you have to teach them technique but you have to put them in situations where they must use that technique.

You have to think that economies of scale make this more plausible. We've created a behemoth in the card industry read more

You have to think that economies of scale make this more plausible. We've created a behemoth in the card industry through this merger, and things like this seem like a natural progression going forward.

Continuation of this stance and observing (these issues) as a red line is the only way for success.

Continuation of this stance and observing (these issues) as a red line is the only way for success.

If that's true and the rate stays like that for another 40 years, there's a good probability that somebody who read more

If that's true and the rate stays like that for another 40 years, there's a good probability that somebody who is active in the credit economy for that period of time might be a victim. But that's not a given.

The demographics are ideal, obviously, for sponsorship groups. And you're starting to see some of these companies realizing what the read more

The demographics are ideal, obviously, for sponsorship groups. And you're starting to see some of these companies realizing what the market is and getting involved.

Like we said yesterday, we'll be happy with top five.

Like we said yesterday, we'll be happy with top five.